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How To Apply

  1. Add product(s) to your basket (Must total over £277.78).
  2. Choose the Finance option at checkout and follow the online application process.
  3. If approved, your product will then be shipped to you.

The Details

Type of FinanceMonthsAPR (fixed)Arrangement FeeDeposit
Promotional Credit 12 Months 12 0% £0.00 10-50%

Will You Qualify?

We can only process your application if:

  • You are over 18 and employed at least 16 hours per week.
  • You have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years.

Applications from students (unless employed at least 16 hours per week), unemployed and unemployed single house persons will not be considered.

Applications are welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at the date of application). Meeting the criteria for application does not guarantee acceptance.

A Representative Example

Cost of Item(s)Deposit (10%)Loan AmountRepresentative APR (fixed)
£1000 £100 £900 0%
Type of FinanceInstallmentsCost of Loan (comprising of interest)Total Amount Payable
Promotional Credit 12 Months 12 x £75 £0 £1000

Terms & Conditions

  1. Consumer finance on is organised and administered jointly by ThePowerSite Ltd, Pay4Later and Ratesetter.
  2. Finance on ThePowerSite is only applicable to purchases made on
  3. ThePowerSite finance option is applicable on any order over £277.78 including VAT.
  4. All offers of finance are subject to acceptance by RateSetter. ThePowerSite Ltd accepts no liability in relation to the credit analysis and resulting contractual obligations. Please direct all enquiries in writing to: RateSetter, 55 Bishopsgate, London, EC2N 3AS
  5. Please keep a copy of the Terms and Conditions as well as your invoice for your records. We advise applicants to keep all documents relating to the finance application.
  6. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
  7. ThePowerSite Ltd reserves the right to change these Terms and Conditions at any time.
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